ooh la la Moolah helps individuals and families live the lavish life

"Now with ooh la la Moolah, we know how to easily keep track of every dollar and our finances are completely organized in dedicated funds with the tools provided by ooh la la Moolah. We have future bills planned for and paid for."

- Steve & Heather C.

Portage, MI

Jan 2015 Trading Results


January 2015 Trading Results

This post is for educational and demonstration purposes only. It is not a recommendation to buy or sell any securities. See the full terms here.

How I Use For Automated Budgeting - Free Training

*This video is best viewed in fullscreen. Click the Fullscreen button in the lower right hand corner of the video window to switch to fullscreen. Press 'Esc' to exit fullscreen.

*Does not work on all mobile devices


Mint® and Intuit® are in no way affiliated with ooh la la Moolah. Refer to Mint®'s terms before making a decision to use Mint®.

Audio credit: iStockphoto®, ©chasertg, Lounge [ Loop ] smooth jazz.


Want One-On-One assistance with Budgeting and other Personal Finance items? Learn about the ooh la la Moolah System of Using Money the Right Way:


The System

Credit Cards Are a GOOD Thing



Hi there! I’m Travis Chingo, President of ooh la la Moolah. Chances are, you have at least one credit card. And chances are, you or someone you know has over used credit cards and it makes you afraid to use them. If you’ve ever been in a department store, you’ve undoubtedly been solicited to get their “store card”, a credit card used explicitly in their store. And good bet your initial reaction, because of the fear surrounding them, was to say no. 

Read more: Credit Cards Are a GOOD Thing

Why Raising the Minimum Wage to $10.10 Would Be Harmful



Hi, I’m Travis Chingo, President of ooh la la Moolah. The current debate about raising the Federal minimum wage from $7.25 to $10.10 has raised a lot of discussion on both sides of the argument. Allow me to explain why it would be a bad thing. 

Read more: Why Raising the Minimum Wage to $10.10 Would Be Harmful

How To Build/Repair Credit



Q: I was wondering what would be the best recommendation to improve upon one's credit score. I had issues when I was younger, and am now in a better position to correct it, but it seems to be taking forever (if at all) to make changes for the better.

- Mike


A: Great question, Mike. Credit scores fall in the range of Bad, Fair, Good, and Excellent. A credit score under 630 puts you in the Bad range. 630-689 puts you in the Fair range, 690-719 puts you in the Good range, and over 720 is Excellent. There are the obvious things that drag down your credit score, such as missing payments or filing for bankruptcy. But other things that hurt your credit are not a long enough credit history, which is why it’s important to keep credit card accounts open even if you don’t use them anymore, or credit usage being high compared to credit limits.

Read more: How To Build/Repair Credit